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Long-Term Care Planning
Whenever I meet with clients to discuss Medicaid planning, I often hear the same response: “I already have that—you mean Medicare, right?” It’s a common misconception, and understandably so. Both Medicaid and Medicare are government-sponsored health insurance programs, but they serve very different purposes. Knowing the distinction is especially important when it comes to long-term...
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Deciding whether to place a feeding tube is among the most personal and challenging choices a family can face. The decision often arises in the context of serious illnesses such as ALS, advanced dementia, stroke, or head-and-neck cancers, where eating becomes difficult or impossible. Below are practical insights and conversation starters to help you navigate...
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The One Big Beautiful Bill (OBBB), signed into law in early July, represents one of the most comprehensive pieces of federal legislation we’ve seen in years. It combines tax changes with significant reforms to public benefits programs, particularly Medicaid. While the bill’s full impact will unfold over time, it’s clear that older adults, individuals with...
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Why an Elder Law Attorney Is Critical When Planning
Whether you’re planning for yourself or caring for an aging loved one, it’s important to understand how elder law can safeguard health, finances, and long-term quality of life. At Miller & Miller Law Group, we help Brooklyn families with estate planning, Medicaid applications, asset protection, and more. Ask yourself: Is your will up to date?...
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In New York, there are three primary categories of Medicaid: MAGI Medicaid – Generally for low-income adults under 65, children, and pregnant women. Community Medicaid – For individuals who live at home but need help with daily care. Institutional Medicaid – For individuals who require care in a nursing home or skilled nursing facility. Since...
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When it comes to aging, one of the most important—but often overlooked—topics is long-term care. So, let’s start by answering a basic but essential question: What is long-term care? Long-term care refers to a variety of services and supports a person may need when they are no longer able to perform everyday activities independently. These...
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You worked hard to provide for your spouse throughout your marriage, and you want to continue to do so well into your retirement years. When the need for nursing home care or assisted living is on the horizon, the cost of such care can weigh heavily. The good news is that asset protection planning can...
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Due to advances in medical technology, more Americans are living longer. In many ways, this is great news. However, this situation has brought about some significant challenges that all aging people now have to face. One of the most pressing concerns is the rising cost of long-term care. Understanding how to cope with the increase...
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It can be difficult to say goodbye to the things we own. Older adults might have an even harder time doing so because many of their possessions may hold decades of meaning or sentimental value, and the thought of parting with these mementos can bring up a lot of unexpected emotions. At some point, however,...
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Taking on the task of caregiver for an older or dependent adult can be challenging and stressful. It can also be rewarding. Knowing you’re contributing to your loved one’s quality of life is a good feeling. However, the burden of providing the care and assistance someone else needs can sometimes seem like too much to...
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