Whenever I meet with clients to discuss Medicaid planning, I often hear the same response: “I already have that—you mean Medicare, right?” It’s a common misconception, and understandably so. Both Medicaid and Medicare are government-sponsored health insurance programs, but they serve very different purposes. Knowing the distinction is especially important when it comes to long-term...Read More

Deciding whether to place a feeding tube is among the most personal and challenging choices a family can face. The decision often arises in the context of serious illnesses such as ALS, advanced dementia, stroke, or head-and-neck cancers, where eating becomes difficult or impossible. Below are practical insights and conversation starters to help you navigate...Read More

Estate planning brings up important questions, and one of the most common is “What happens to your debt when you die?” In New York, many families worry that credit cards, medical expenses, or a home loan will automatically pass to children or a surviving spouse. In reality, these obligations are usually resolved through the estate...Read More

No Will, No Plan: What Happens If Someone Dies Without a Will? Most people assume their family will “just know” what to do after they pass away. In reality, what happens if someone dies without a will in New York is complex. Without written instructions, state law decides who inherits, and the Surrogate’s Court appoints...Read More

The One Big Beautiful Bill (OBBB), signed into law in early July, represents one of the most comprehensive pieces of federal legislation we’ve seen in years. It combines tax changes with significant reforms to public benefits programs, particularly Medicaid. While the bill’s full impact will unfold over time, it’s clear that older adults, individuals with...Read More

Whether you’re planning for yourself or caring for an aging loved one, it’s important to understand how elder law can safeguard health, finances, and long-term quality of life. At Miller & Miller Law Group, we help Brooklyn families with estate planning, Medicaid applications, asset protection, and more. Ask yourself: Is your will up to date?...Read More

In New York, there are three primary categories of Medicaid: MAGI Medicaid – Generally for low-income adults under 65, children, and pregnant women. Community Medicaid – For individuals who live at home but need help with daily care. Institutional Medicaid – For individuals who require care in a nursing home or skilled nursing facility. Since...Read More

Understanding what is the purpose of a trust account is essential for individuals setting up an estate plan. A trust account allows assets to be securely managed according to specific legal instructions, ensuring they are distributed properly to beneficiaries. For those establishing a trust in NYC, setting up a dedicated bank account in the trust’s...Read More

Yes, a trust can buy a house. Many Brooklyn residents use this powerful estate planning tool to protect their assets, streamline the inheritance process, and maintain privacy. In this way, by holding title to real estate in trust, a person can ensure that the property will be managed according to their wishes and passed down...Read More

A Medicaid Asset Protection Trust, or MAPT, is a specialized trust designed to preserve assets for loved ones rather than spending them on nursing home care or home health aide services. Think of a MAPT as a safe with an instruction manual and a countdown timer. How Does a Medicaid Asset Protection Trust Work? Let’s...Read More